Planning for retirement is a journey that requires careful consideration and strategic decision-making, especially when it comes to choosing the right retirement savings plan like the 403b. At One North Star, our team of dedicated 403b financial advisors in Stamford is here to empower you with the knowledge and guidance needed to secure your retirement future with confidence.
Understanding the 403b Plan
A 403b plan, also known as a tax-sheltered annuity (TSA) plan, is a retirement savings option available to employees of certain tax-exempt organizations and non-profit entities. Key features of the 403b plan include:
Pre-Tax Contributions: Contributions to a 403b plan are made on a pre-tax basis, reducing your taxable income for the year and potentially lowering your current tax burden.
Tax-Deferred Growth: Investments within a 403b plan grow tax-deferred, meaning you won't pay taxes on earnings until you withdraw funds in retirement.
Employer Contributions: Many employers offer matching contributions or other employer contributions to 403b plans, enhancing your retirement savings potential.
Why Choose One North Star for 403b Planning?
At One North Star, we specialize in retirement planning and offer comprehensive services for individuals considering a 403b plan:
Expert Guidance: Our team of financial advisors has extensive knowledge and experience in Retirement planning, including customized strategies for maximizing 403b benefits.
Personalized Approach: We take the time to understand your unique financial goals and circumstances, developing tailored 403b plans that align with your objectives.
Comprehensive Services: In addition to 403b advice, we provide a full range of financial services to address all aspects of your financial well-being.
Benefits of a 403b Plan with One North Star
Partnering with One North Star for your 403b planning offers numerous advantages:
Strategic Allocation: We'll help you strategically allocate contributions within your 403b plan to optimize tax benefits and long-term growth potential.
Portfolio Optimization: Our team will review and optimize your 403b investment portfolio to ensure it aligns with your retirement goals and risk tolerance.
Ongoing Support: We provide continuous monitoring and adjustments to your 403b plan to keep it on track with your evolving needs and market conditions.
Contact Us Today
Secure your retirement future with expert guidance from One North Star's 403b financial advisors in Stamford. Whether you're just starting to plan for retirement or seeking to enhance your existing strategy, we're here to help you achieve financial security and a fulfilling retirement. Contact us today to schedule your consultation and take the first step towards a brighter financial future!
NOTE: Past performance is no guarantee of future results. A risk of loss is involved with investments in capital markets. Please consider investment actions in light of your goals, objectives, cash flow needs, time horizon and other lasting factors.
